Premium Pressure: Your 2026 Forecast for Home, Auto, and Health Insurance Costs

The leaves are falling, the holidays are approaching, and for many state residents, a familiar anxiety is setting in: the annual insurance crunch. As we move into November 2025, it’s clear that premium pressure across home, auto, and health policies is not easing up. Understanding the forces driving these costs is the first step toward […]
Unauthorized Drivers: What to Do When Your Car Insurance Adds Someone Without Your Consent

Unexpected Policy Changes and Unauthorized Driver Issues Finding an unauthorized driver added to your car insurance policy can be a shocking and frustrating experience. Not only is it a violation of your rights as the policyholder, but it almost always leads to an unexpected increase in your premium. While an insurance company typically cannot legally […]
Citizens Insurance Depopulation in South Florida: What It Means for Your Policy and Your Wallet

If you’re a South Florida homeowner insured by Citizens Property Insurance Corporation, you’ve likely heard the term “depopulation” and may have even received a notice in the mail. This state-mandated program is aggressively transferring hundreds of thousands of policies back to the private market. While the goal is to stabilize Florida’s insurance system, for you, […]
Wind Mitigation Inspection: Your $1,000 South Florida Insurance Discount Secret

The rising cost of home insurance in South Florida is a major concern for every homeowner. With premiums soaring due to hurricane risk, every dollar you can save is crucial. The good news is that there’s one simple, highly effective step you can take right now to unlock significant savings: getting a Wind Mitigation Inspection. […]
The Ultimate Guide to Homeowners Insurance in Fort Lauderdale

Living in Fort Lauderdale offers an unparalleled lifestyle. From the beautiful beaches and world-class boating on the Intracoastal Waterway to the vibrant culture of Las Olas Boulevard, it’s no wonder why so many call this city home. But living in paradise comes with unique risks, especially when it comes to protecting your most valuable asset: […]
Why Are South Florida Home and Auto Insurance Premiums So High?

If you live in South Florida, you’ve likely experienced the sticker shock of insurance premiums for your home and car. It’s a common frustration, and many residents wonder why their rates seem to climb year after year, often feeling disproportionately higher than in other parts of the country. At Statewide Insurance, we believe understanding the […]
7 Proven Ways to Get Cheaper Car and Home Insurance in South Florida

Living in beautiful South Florida comes with its perks, but affordable insurance isn’t always one of them. Between hurricane risks, dense traffic, and rising repair costs, securing comprehensive yet budget-friendly home and auto insurance can feel like a constant battle. But don’t despair! At Statewide Insurance, we specialize in helping South Floridians find smart ways […]
Finding the Best & Most Affordable Coverage in South Florida: Why Statewide Insurance is Your Go-To

South Florida living offers sunshine, beaches, and vibrant communities. However, it also comes with unique challenges when it comes to securing reliable and affordable insurance for your home and auto. From hurricane season anxieties to the bustling traffic on our expressways, having the right coverage isn’t just a good idea it’s a necessity. But navigating […]
Florida’s 2025 Hurricane Season Is Here. Are You Actually Prepared?

Hurricane season is here, and while storms are a familiar part of life in Florida, proactive planning can make all the difference. The Department’s PrepareFL.com website serves as a comprehensive hub for preparedness and recovery resources, helping Floridians minimize storm impacts and navigate recovery with confidence. Taking key steps such as assembling an emergency kit, […]
Florida Homeowner Insurance Crisis

TALLAHASSEE, Fla. – It is getting harder and more expensive for property owners to insure their homes here in Florida, especially if your house is over 20-years-old. One state lawmaker says if the issues in the industry are not fixed, we could see serious consequences. For years, Senator Jeff Brandes has been sounding the alarm […]